HE GOT THE LOAN! 8/8/10

I RETIRED from a title company some years ago. While there, one of the title officers passed around a paper that I thoroughly enjoy reading and then quickly lost it. A few years ago I received another paper, not as official looking, through email. I kept it on my computer and wish to share it with you this morning.

A NEW ORLEANS Lawyer sought an FHA loan for a client. He was told the loan would be granted if he could prove satisfactory title to the parcel of the property being offered as collateral. The title to the property dated back to 1803, which took the lawyer three months to track down.

AFTER SENDING the information to the FHA, he received the following: (actual letter) "Upon review of your letter adjoining your client's loan application, we note that the request is supported by an Abstract of Title. While we compliment the able manner in which you have prepared and presented the application, we must point out that you have only cleared title to the proposed collateral property back to 1803. Before final approval can be accorded, it will be necessary to clear the title back to its origin."

ANNOYED, the lawyer responded as follows: (actual letter) "Your letter regarding title in Case No. 189156 has been received. I note that you wish to have title extended further than the 194 year covered by the present application. I was unaware that any educated person in this country, particularly those working in the property area, would not know that Louisiana was purchased, by the U.S. from France in 1803; the year of origin identified in our application. For the edification of uninformed FHA bureaucrats, the title to the land prior to U.S. ownership was obtained from France, which had acquired it by Right of Conquest from Spain. The land came into the possession of Spain by Right of Discovery made in the year 1492 by a sea captain names Christopher Columbus, who had been granted the privilege of seeking a new route to India by the Spanish monarch, Isabella. The good queen, Isabella, being a pious woman and almost as careful about titles as the FHA, took the precaution of securing the blessing of the Pope before she sold her jewels to finance Columbus' expedition. Now the Pope, as I'm sure you may know, is the emissary of Jesus Christ, the Son of God; and God, it is commonly accepted, created this world. Therefore, I believe it is safe to presume that God also made that part of the world called Louisiana. God, therefore, would be the owner of origin and His origins date back to before the beginning of time; the world as we know it AND the FHA. I hope you find God's original claim to be satisfactory. Now, may we have our loan? (Note) He hot the loan!

"IN THE BEGINNING God created the heavens and the earth!" Genesis 1:1 The first four words in this verse says; "In the beginning God!" You must believe that God is if you believe in God's Word. "IN THE BEGINNING was the Word, and the Word was with God, and the Word was God." John 1:1 Again you must believe that the Word is God; who was in the beginning. "All things were made through Him and without Him was not anything made that was made." John 1:3

FROM THESE SCRIPTURES we have come to believe and accept that all we have and will ever have comes from God. We are caretakers of our land, our possessions and even our existence. When we purchase a home and carry a mortage we say we are owners. When we purchase and carry no mortgage we say we are owners. God refers to us stewards; are we owners?

LET US consider how faithful or unfaithful we are as God's stewards; our responsibilities may be small or great. Our master is returning soon! By Jane Ann Crenshaw 8/6/10